从俄罗斯第一大学获得商业分析硕士
“Finance… is about human relations, which is another thing that cannot be digitalized or automated. Professionals with deep theoretical knowledge, technical skills, the ability to think critically, and build long-term human relations are the people of the future.“
- Promsvyazbank PJSC开发项目主管Sergey Balakirev
9月,新HSE大学硕士掠夺ram in Business Analytics launched on Coursera. This new, 100% online program provides students opportunities to enjoy practical, hands-on learning in interactive environments—similar to applied learning content in HSE’s on-site master’s program in Corporate Finance, where graduates have pursued careers in business, retail, banking, and finance, as well as created their own start-ups.
To provide more information about the benefits of HSE’s master’s programs in light of HSE’s newest Business Analytics program launch, we spoke with HSE’s on-site master’s program Corporate Finance graduates Sergey Balakirev, Head of Development Projects at Promsvyazbank PJSC, and Georgy Pashchenko, Chief Financial Officer at Kodland, an EdTech startup.
Why did you choose the HSE Corporate Finance programme?
Sergey Balakirev:
对我来说,硕士课程的选择非常简单,因为我有几个关键标准。我一直在寻找一个尽可能地注重实践的计划 - 该计划的老师是具有丰富经验的公司融资和市场专业人员。我还希望有机会将工作和研究结合起来,因为其他高质量计划并不一定会提供今天这样做的机会。HSE大学在专业人士和雇主中的声誉是另一个因素。回顾过去,我认为将加入该计划的决定是我做过的最好的决定之一。
Georgy Pashchenko:
According to experienced corporate finance professionals, this program provides an optimal balance of practical and theoretical skills. Together with the evening-class format, which can be combined with work in the field, this creates a strong synergy; it allows you to rise to a completely new professional level in two years and benefit from corresponding acceleration in career growth. I had a background in IT, so while working in finance, I wanted to fill the gaps in my knowledge and get a fundamental understanding of corporate finance.
这些研究与公司金融和业务分析市场的当前需求有何关系?适应哪些曲目来满足这些要求?
Sergey Balakirev:
该计划以实践为导向,其老师包括专业人士,这些专业人员是企业融资领域的潮流集,并将其准确地应用于自己的职业。大多数程序轨道都是这样设计的。商业估值,财务建模,财务报告,风险投资以及并购课程与公司财务和业务分析市场特别相关。
Georgy Pashchenko:
The program’s teachers are not only renowned theoreticians, but practitioners from leading companies in their fields. Students gain relevant knowledge, plus highly sought-after skills. This helps them to become professionals capable of handling the most complicated projects.
您想提及什么理论和实用课程?
Sergey Balakirev:
尽管该计划以实践为导向,但它为公司金融,宏观经济学和计量经济学方面的学术出版物提供了详细的分析,为实践提供了认真的理论基础。这些课程提供了基本的知识,并培训您从第一原则中推理,这在市场上是一个很大的优势。我特别想提及研究研讨会的格式,参与者实际上是研究人员,并了解学者如何识别不同解决方案及其相互关系的趋势,因素和特定驱动因素。根据我自己的后图故事,这是一项有用的技能,可以增强广泛的前景和对公司解决方案中发生的事件的复杂观点。
Georgy Pashchenko:
First of all, I remember the impactful theoretical courses on business value: valuation, corporate finance, elements of value-based management. Among the practical classes, I would highlight project financing. Most of the courses are generally very strong, and the large amount of team project work also helped to refine our soft skills.
What global trends in business analytics can you highlight?
Sergey Balakirev:
金融和业务分析的全球关键趋势是除Excel外的各种软件工具的应用。如今,专业人士通常需要了解编程语言来处理数据阵列和原始数据,以便寻找信号(包括弱和不太可能的信号),以用于财务决策。
Georgy Pashchenko:
Analysis is becoming more conceptually and methodologically complicated. It’s no longer possible to build a career with simple Excel calculations. Professionals need to have a strong theoretical foundation that allows them to build and interpret bold and complicated models. A new level of technical skill is also essential, namely in programming languages and interactive data visualization tools. Analysts of the future must be bold methodologists capable of processing huge amounts of data to find ideas to help their business increase profits.
今天的金融专业人士和业务分析师需要什么?
Sergey Balakirev:
金融是一个具有竞争要求的极具竞争力的环境。您必须在理论财务和业务分析中知识渊博,熟悉分析工具,具有大量信息的技能,并从这些信息中识别重要的一点,并能够清楚地提出您的想法。金融专业人士的运营范围正在扩大:越来越多的人需要分析非财务的数据,以寻找数据与财务估计和指标之间的关系。专业人士必须找到在财务模型中包含此类数据的方法。
Georgy Pashchenko:
首先,我建议您爱您的工作,并继续与领先的专家进行改进,学习和沟通。在关键技能方面,我将强调软技能,例如创造力,好奇心和研究中的大胆。只有这样,我才能继续进行一系列标准的硬技能:财务理论,财务建模,分析工具(电子表格编辑,编程语言和BI Solutions)。
How has your career developed? How would you like to advance professionally?
Sergey Balakirev:
I started my career when I was still studying in the HSE master’s program. My first employer was a Big Four company, where I had a three-month internship in the financial institution audit department. Then, still as a student, I worked in the corporate finance department of a Russian consulting company for six months and then became a business valuation consultant at PwC. I worked there for 18 months and gained invaluable experience and skills that I still find helpful. After that, I shifted my career towards investment and worked for 3.5 years at the family office of a top-100 Forbes billionaire. I spent 1.5 years of that dealing with venture investment, growing from an investment analyst to vice president for investment. I still work in investment today, but for the last two years it’s been in banking: I help implement an ecosystem and digital transformation strategy via M&A and venture investment. I spent 1.5 years at VTB Bank in the strategic department as managing director, and have spent the last six months at Promsvyazbank, also in the strategic department as head of development projects.
如果我将来改变工作,我想继续在科技公司的投资领域发展。
Georgy Pashchenko:
当我曾在HSE商业信息学学院担任四年级的本科生时,我在公司财务集团的投资和资本市场部门实习。我对财务建模着迷,这使我完全应用了我对金融技术教育和兴趣的协同作用。在很大程度上要感谢我在公司金融硕士课程中的教育,我能够监督团队在职业生涯开始后不久,在财务建模,估值和项目可行性研究方面非常复杂的项目。除金融项目外,我还从头开始建立了一个单独的数字团队,该团队由全堆栈开发人员和数据科学家组成,作为毕马威投资和资本市场部门的一部分。我们正在寻找并应用尖端技术来改善经典投资分析。在毕马威(KPMG)工作了5。5年后,我搬到了一家Edtech公司的科德兰(Kodland)担任CFO。我受到建立一个全球金融团队的目标(科德兰在十二个国家运营,正在积极进入新市场)的目标,该团队的使命是向孩子们教授数字技能并帮助他们实现自己的梦想。
您期望10或20年的业务分析会是什么样?从长远来看,金融界会继续需求吗?
Sergey Balakirev:
精度和速度的要求将增长,分析师在决策中处理的信息量也将增长。很难想象没有至少基本的编程技能的财务专业人员。大数据不仅是一个奇特的词,而且是一个特定的分析对象,而人工智能和机器学习工具将成为业务分析师和金融专家的基本工具。
Professions that require expert opinions and creative approaches will also be in demand. These things can’t be automated. Develop your skills in critical thinking and first-principles thinking. Finance—particularly in venture capital markets—is about human relations, which is another thing that cannot be digitalized or automated. Professionals with deep theoretical knowledge, technical skills, the ability to think critically and creatively, and build long-term human relations are the people of the future. They will always be in demand.
Georgy Pashchenko:
财务行业将始终需要,因为它与概念和模型有关。实施模型的技术工具将发生很多变化,数据量和指标可视化的质量也将发生变化。但是,可以始终寻求开发分析方法,建立模型,解释结果并为企业提供全面建议的专家。